• DISCOVER FINL SVCS Financial Overview

  • Income Statement: DFS

      2007 2006 Change ( 2006 - 2007  )
    Net Sales/Revenues 6.43 B 6.00 B 436.82 M 6.79%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 588.63 M 1.08 B -487.99 M -82.90%
    Operating Income 1.42 B 1.58 B -161.48 M -11.36%
  • Cash Flow: DFS

      2007 2006 Change ( 2006 - 2007  )
    Net Cash Flow - Financing 7.46 B 621.26 M 6.84 B 91.67%
    Net Cash Flow - Investing 1.60 B 2.02 B -428.68 M -26.87%
    Net Cash Flow/Operating Activities 2.04 B 1.72 B 317.24 M 15.57%
  • Balance Sheet: DFS

      2007 2006 Change ( 2006 - 2007  )
    Total Assets 36.99 B 29.07 B 7.92 B 21.41%
    Total Liabilities 31.39 B 23.29 B 8.10 B 25.79%
    Shareholders Equity 5.60 B 5.77 B -175.35 M -3.13%
  • Key Ratios / Statistics: DFS

    • Valuation

      Price/Earnings (TTM) 12.26
      Price/Sales (TTM) 1.12
      Price/Book (MRQ) 1.32
      Price/Cash Flow (TTM) 3.05
    • Profitability

      Gross Margin
      Operating Margin 22.08
      Profit Margin 9.15
    • Dividends

      Dividend Paid (TTM) 0.24
      Payout Ratio % (TTM) 20.69
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 32.31
    • Management Effectiveness

      Return on Equity (TTM) 10.85
      Return on Assets (TTM) 2.97
      Return on Investments (TTM) 6.48