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  • FIRST ACCEPTANCE CORP Financial Overview

  • Income Statement: FAC

      2009 2008 Change ( 2008 - 2009  )
    Net Sales/Revenues 268.04 M 333.81 M -65.78 M -24.54%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div -68.30 M -17.84 M -50.46 M 73.87%
    Operating Income 26.21 M 9.84 M 16.38 M 62.48%
  • Cash Flow: FAC

      2009 2008 Change ( 2008 - 2009  )
    Net Cash Flow - Financing -3.83 M -19.24 M 15.40 M -401.96%
    Net Cash Flow - Investing -47.70 M -5.35 M -42.35 M 88.78%
    Net Cash Flow/Operating Activities -5.32 M 18.37 M -23.68 M 445.59%
  • Balance Sheet: FAC

      2009 2008 Change ( 2008 - 2009  )
    Total Assets 358.96 M 455.64 M -96.68 M -26.93%
    Total Liabilities 198.56 M 229.71 M -31.15 M -15.69%
    Shareholders Equity 160.39 M 225.93 M -65.54 M -40.86%
  • Key Ratios / Statistics: FAC

    • Valuation

      Price/Earnings (TTM) -20.71
      Price/Sales (TTM) 0.41
      Price/Book (MRQ) 0.64
      Price/Cash Flow (TTM) -19.37
    • Profitability

      Gross Margin
      Operating Margin 9.78
      Profit Margin -25.48
    • Dividends

      Dividend Paid (TTM) 0.00
      Payout Ratio % (TTM) 0.00
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 23.42
    • Management Effectiveness

      Return on Equity (TTM) -2.92
      Return on Assets (TTM) -16.11
      Return on Investments (TTM) -27.79