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  • HERITAGE COMMERCE CORP Financial Overview

  • Income Statement: HTBK

      2008 2007 Change ( 2007 - 2008  )
    Net Sales/Revenues 82.75 M 86.76 M -4.02 M -4.85%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 1.76 M 14.10 M -12.33 M -700.00%
    Operating Income 375,000.00 22.23 M -21.86 M -5,828.80%
  • Cash Flow: HTBK

      2008 2007 Change ( 2007 - 2008  )
    Net Cash Flow - Financing 144.80 M 1.47 M 143.32 M 98.98%
    Net Cash Flow - Investing 184.28 M 36.30 M 147.98 M 80.30%
    Net Cash Flow/Operating Activities 20.48 M 34.53 M -14.05 M -68.58%
  • Balance Sheet: HTBK

      2008 2007 Change ( 2007 - 2008  )
    Total Assets 1.50 B 1.35 B 151.76 M 10.12%
    Total Liabilities 1.31 B 1.18 B 132.31 M 10.06%
    Shareholders Equity 184.27 M 164.82 M 19.44 M 10.55%
  • Key Ratios / Statistics: HTBK

    • Valuation

      Price/Earnings (TTM) 86.46
      Price/Sales (TTM) 1.63
      Price/Book (MRQ) 0.42
      Price/Cash Flow (TTM) 22.95
    • Profitability

      Gross Margin
      Operating Margin 0.45
      Profit Margin 2.13
    • Dividends

      Dividend Paid (TTM) 0.10
      Payout Ratio % (TTM) 96.97
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 17.76
    • Management Effectiveness

      Return on Equity (TTM) 1.05
      Return on Assets (TTM) -0.65
      Return on Investments (TTM) 1.17