• HERITAGE COMMERCE CORP Financial Overview

  • Income Statement: HTBK

      2007 2006 Change ( 2006 - 2007  )
    Net Sales/Revenues 86.76 M 82.80 M 3.97 M 4.57%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 14.10 M 17.27 M -3.17 M -22.52%
    Operating Income 22.23 M 26.51 M -4.27 M -19.22%
  • Cash Flow: HTBK

      2007 2006 Change ( 2006 - 2007  )
    Net Cash Flow - Financing 1.47 M -113.26 M 114.73 M 7,794.43%
    Net Cash Flow - Investing 36.30 M 10.08 M 26.22 M 72.24%
    Net Cash Flow/Operating Activities 34.53 M 74.26 M -39.73 M -115.06%
  • Balance Sheet: HTBK

      2007 2006 Change ( 2006 - 2007  )
    Total Assets 1.35 B 1.04 B 310.33 M 23.03%
    Total Liabilities 1.18 B 914.32 M 268.33 M 22.69%
    Shareholders Equity 164.82 M 122.82 M 42.00 M 25.48%
  • Key Ratios / Statistics: HTBK

    • Valuation

      Price/Earnings (TTM) 16.42
      Price/Sales (TTM) 2.66
      Price/Book (MRQ) 0.82
      Price/Cash Flow (TTM) 5.82
    • Profitability

      Gross Margin
      Operating Margin 25.62
      Profit Margin 16.25
    • Dividends

      Dividend Paid (TTM) 0.32
      Payout Ratio % (TTM) 96.97
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 16.72
    • Management Effectiveness

      Return on Equity (TTM) 9.77
      Return on Assets (TTM) 0.45
      Return on Investments (TTM) 7.44