• M & T BK CORP Financial Overview

  • Income Statement: MTB

      2007 2006 Change ( 2006 - 2007  )
    Net Sales/Revenues 4.60 B 4.36 B 236.22 M 5.14%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 654.26 M 839.19 M -184.93 M -28.27%
    Operating Income 1.12 B 1.24 B -116.85 M -10.44%
  • Cash Flow: MTB

      2007 2006 Change ( 2006 - 2007  )
    Net Cash Flow - Financing 3.59 B -38.65 M 3.63 B 101.08%
    Net Cash Flow - Investing 4.78 B 366.70 M 4.42 B 92.33%
    Net Cash Flow/Operating Activities 1.33 B 539.86 M 794.89 M 59.55%
  • Balance Sheet: MTB

      2007 2006 Change ( 2006 - 2007  )
    Total Assets 64.88 B 57.06 B 7.81 B 12.04%
    Total Liabilities 58.39 B 50.78 B 7.61 B 13.03%
    Shareholders Equity 6.49 B 6.28 B 204.16 M 3.15%
  • Key Ratios / Statistics: MTB

    • Valuation

      Price/Earnings (TTM) 13.71
      Price/Sales (TTM) 1.95
      Price/Book (MRQ) 1.19
      Price/Cash Flow (TTM) 6.65
    • Profitability

      Gross Margin
      Operating Margin 24.36
      Profit Margin 14.23
    • Dividends

      Dividend Paid (TTM) 2.80
      Payout Ratio % (TTM) 49.12
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 195.89
    • Management Effectiveness

      Return on Equity (TTM) 10.55
      Return on Assets (TTM) 1.55
      Return on Investments (TTM) 4.91