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  • MERCER INS GROUP INC Financial Overview

  • Income Statement: MIGP

      2008 2007 Change ( 2007 - 2008  )
    Net Sales/Revenues 167.66 M 161.82 M 5.84 M 3.48%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 8.23 M 14.24 M -6.00 M -72.88%
    Operating Income 17.91 M 21.34 M -3.43 M -19.18%
  • Cash Flow: MIGP

      2008 2007 Change ( 2007 - 2008  )
    Net Cash Flow - Financing -3.53 M -967,000.00 -2.56 M 72.60%
    Net Cash Flow - Investing 19.59 M 44.25 M -24.66 M -125.86%
    Net Cash Flow/Operating Activities 38.58 M 49.18 M -10.60 M -27.46%
  • Balance Sheet: MIGP

      2008 2007 Change ( 2007 - 2008  )
    Total Assets 559.17 M 538.76 M 20.41 M 3.65%
    Total Liabilities 424.35 M 410.43 M 13.92 M 3.28%
    Shareholders Equity 134.82 M 128.33 M 6.49 M 4.81%
  • Key Ratios / Statistics: MIGP

    • Valuation

      Price/Earnings (TTM) 9.72
      Price/Sales (TTM) 0.48
      Price/Book (MRQ) 0.78
      Price/Cash Flow (TTM) 3.07
    • Profitability

      Gross Margin
      Operating Margin 10.68
      Profit Margin 4.91
    • Dividends

      Dividend Paid (TTM) 0.30
      Payout Ratio % (TTM) 17.54
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 9.81
    • Management Effectiveness

      Return on Equity (TTM) 6.68
      Return on Assets (TTM) 2.05
      Return on Investments (TTM) 5.91