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  • STATE AUTO FINL CORP Financial Overview

  • Income Statement: STFC

      2008 2007 Change ( 2007 - 2008  )
    Net Sales/Revenues 1.22 B 1.12 B 105.90 M 8.67%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div -31.10 M 119.10 M -150.20 M 482.96%
    Operating Income -15.30 M 176.60 M -191.90 M 1,254.25%
  • Cash Flow: STFC

      2008 2007 Change ( 2007 - 2008  )
    Net Cash Flow - Financing -52.40 M -38.00 M -14.40 M 27.48%
    Net Cash Flow - Investing 51.50 M 86.10 M -34.60 M -67.18%
    Net Cash Flow/Operating Activities 183.50 M 121.60 M 61.90 M 33.73%
  • Balance Sheet: STFC

      2008 2007 Change ( 2007 - 2008  )
    Total Assets 2.33 B 2.29 B 40.80 M 1.75%
    Total Liabilities 1.49 B 1.35 B 140.90 M 9.43%
    Shareholders Equity 838.70 M 938.80 M -100.10 M -11.94%
  • Key Ratios / Statistics: STFC

    • Valuation

      Price/Earnings (TTM) -38.54
      Price/Sales (TTM) 0.98
      Price/Book (MRQ) 0.83
      Price/Cash Flow (TTM) 6.47
    • Profitability

      Gross Margin
      Operating Margin -1.25
      Profit Margin -2.55
    • Dividends

      Dividend Paid (TTM) 0.60
      Payout Ratio % (TTM) 51.72
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 14.08
    • Management Effectiveness

      Return on Equity (TTM) -3.71
      Return on Assets (TTM) -1.16
      Return on Investments (TTM) -2.73