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  • TCF FINL CORP Financial Overview

  • Income Statement: TCB

      2008 2007 Change ( 2007 - 2008  )
    Net Sales/Revenues 1.45 B 1.48 B -23.78 M -1.64%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 128.96 M 266.81 M -137.85 M -106.90%
    Operating Income 193.59 M 349.04 M -155.46 M -80.30%
  • Cash Flow: TCB

      2008 2007 Change ( 2007 - 2008  )
    Net Cash Flow - Financing 615.32 M 1.01 B -395.46 M -64.27%
    Net Cash Flow - Investing 1.18 B 1.36 B -179.56 M -15.23%
    Net Cash Flow/Operating Activities 547.94 M 357.04 M 190.90 M 34.84%
  • Balance Sheet: TCB

      2008 2007 Change ( 2007 - 2008  )
    Total Assets 16.74 B 15.98 B 763.30 M 4.56%
    Total Liabilities 15.25 B 14.88 B 368.54 M 2.42%
    Shareholders Equity 1.49 B 1.10 B 394.76 M 26.43%
  • Key Ratios / Statistics: TCB

    • Valuation

      Price/Earnings (TTM) 13.52
      Price/Sales (TTM) 1.18
      Price/Book (MRQ) 1.43
      Price/Cash Flow (TTM) 4.00
    • Profitability

      Gross Margin
      Operating Margin 13.31
      Profit Margin 8.87
    • Dividends

      Dividend Paid (TTM) 0.40
      Payout Ratio % (TTM) 67.80
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 365.18
    • Management Effectiveness

      Return on Equity (TTM) 11.51
      Return on Assets (TTM) 1.33
      Return on Investments (TTM) 4.38