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  • HANOVER INS GROUP INC Financial Overview

  • Income Statement: THG

      2008 2007 Change ( 2007 - 2008  )
    Net Sales/Revenues 2.68 B 2.79 B -106.40 M -3.97%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div 41.50 M 253.10 M -211.60 M -509.88%
    Operating Income 318.50 M 391.50 M -73.00 M -22.92%
  • Cash Flow: THG

      2008 2007 Change ( 2007 - 2008  )
    Net Cash Flow - Financing -144.60 M -98.30 M -46.30 M 32.02%
    Net Cash Flow - Investing -141.40 M 72.30 M -213.70 M 151.13%
    Net Cash Flow/Operating Activities 209.50 M 73.30 M 136.20 M 65.01%
  • Balance Sheet: THG

      2008 2007 Change ( 2007 - 2008  )
    Total Assets 8.94 B 9.49 B -540.70 M -6.05%
    Total Liabilities 6.78 B 7.19 B -410.50 M -6.05%
    Shareholders Equity 2.16 B 2.29 B -130.20 M -6.02%
  • Key Ratios / Statistics: THG

    • Valuation

      Price/Earnings (TTM) 107.42
      Price/Sales (TTM) 0.83
      Price/Book (MRQ) 0.86
      Price/Cash Flow (TTM) 10.48
    • Profitability

      Gross Margin
      Operating Margin 11.88
      Profit Margin 1.55
    • Dividends

      Dividend Paid (TTM) 0.75
      Payout Ratio % (TTM) 22.73
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 18.02
    • Management Effectiveness

      Return on Equity (TTM) 0.93
      Return on Assets (TTM) 0.74
      Return on Investments (TTM) 2.61