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  • VIEWPOINT FINL GROUP Financial Overview

  • Income Statement: VPFG

      2008 2007 Change ( 2007 - 2008  )
    Net Sales/Revenues 129.92 M 110.16 M 19.76 M 15.21%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div -3.16 M 5.07 M -8.22 M 260.55%
    Operating Income 8.46 M 7.81 M 647,000.00 7.65%
  • Cash Flow: VPFG

      2008 2007 Change ( 2007 - 2008  )
    Net Cash Flow - Financing 550.42 M 115.72 M 434.70 M 78.98%
    Net Cash Flow - Investing 471.03 M 208.95 M 262.07 M 55.64%
    Net Cash Flow/Operating Activities -120.36 M 10.86 M -131.22 M 109.02%
  • Balance Sheet: VPFG

      2008 2007 Change ( 2007 - 2008  )
    Total Assets 2.21 B 1.66 B 555.21 M 25.08%
    Total Liabilities 2.02 B 1.45 B 564.95 M 27.98%
    Shareholders Equity 194.06 M 203.79 M -9.74 M -5.02%
  • Key Ratios / Statistics: VPFG

    • Valuation

      Price/Earnings (TTM) -123.46
      Price/Sales (TTM) 2.96
      Price/Book (MRQ) 1.74
      Price/Cash Flow (TTM) 20.22
    • Profitability

      Gross Margin
      Operating Margin 6.51
      Profit Margin -2.43
    • Dividends

      Dividend Paid (TTM) 0.23
      Payout Ratio % (TTM)
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) 171.04
    • Management Effectiveness

      Return on Equity (TTM) -1.64
      Return on Assets (TTM) 0.55
      Return on Investments (TTM) 0.74