• VINEYARD NATL BANCORP Financial Overview

  • Income Statement: VNBC

      2007 2006 Change ( 2006 - 2007  )
    Net Sales/Revenues 194.01 M 163.94 M 30.07 M 15.50%
    Gross Profit —%
    Net Income Before Extra Items/Preferred Div -40.04 M 19.74 M -59.78 M 149.31%
    Operating Income 3.37 M 33.57 M -30.20 M -897.03%
  • Cash Flow: VNBC

      2007 2006 Change ( 2006 - 2007  )
    Net Cash Flow - Financing 211.78 M 315.40 M -103.62 M -48.93%
    Net Cash Flow - Investing 194.41 M 332.90 M -138.48 M -71.23%
    Net Cash Flow/Operating Activities 31.04 M 24.00 M 7.04 M 22.68%
  • Balance Sheet: VNBC

      2007 2006 Change ( 2006 - 2007  )
    Total Assets 2.45 B 2.24 B 212.66 M 8.66%
    Total Liabilities 2.34 B 2.10 B 242.69 M 10.36%
    Shareholders Equity 113.02 M 143.06 M -30.04 M -26.57%
  • Key Ratios / Statistics: VNBC

    • Valuation

      Price/Earnings (TTM) -2.55
      Price/Sales (TTM) 0.55
      Price/Book (MRQ) -17.80
      Price/Cash Flow (TTM) 0.19
    • Profitability

      Gross Margin
      Operating Margin 1.74
      Profit Margin -20.64
    • Dividends

      Dividend Paid (TTM) 0.32
      Payout Ratio % (TTM)
    • Financial Strength

      Quick Ratio (MRQ)
      Current Ratio (MRQ)
      Long Term Debt-to-Equity (MRQ) -9,784.29
    • Management Effectiveness

      Return on Equity (TTM) -40.35
      Return on Assets (TTM) -4.99
      Return on Investments (TTM) -5.55